Health Insurance (Mediclaim – Floater/Individual)

Health Insurance (Mediclaim – Floater/Individual)

Health insurance in simple words, is an agreement between the insured (you) and the insurer (Health Insurance Company) to compensate or reimburse for medical or hospitalization expenses of the insured (for illness or accident) upto an agreed extent (as per policy). We provide cashless facility as well as re-imbursement over the network hospitals.


All health insurance can be ported from one company to other with certain terms and conditions applied as per the companies. For every new policy there are waiting periods of 2 years (for day care surgery related expenses) and 3 to 4 years for pre existing diseases.


WE ALSO PROVIDE TOP UP SOLUTIONS FOR YOUR CURRENT INSURANCE POLICY

Heart Insurance

also known as cardiac insurance, covers for an individual person or in a floater policy with two adults who has been diagnosed or had a surgery related to heart or cardiac diseases.

Critical Illness

we offer cover of as many as 32 critical diseases that include cancer, end-stage renal failure, Alzheimer’s disease, stroke, paralysis, heart diseases, etc…

senior citizen

For individuals aged 60 and above

Global health insurance

coverage worldwide including USA / UK / Canada / etc

Maternity plans

These plans are specially designed health insurance with maternity coverage in India for expecting mothers and their newborns. It covers normal delivery as well as cesarean related expenses.

tax

A tax paying person under the age of 60 can avail tax benefit under section 80D. The benefit varies of senior citizens.